Climate
× Housing
× Insurance
Where the system is breaking, who pays, and who notices first.
$10.1B
in NFIP claims attributable to wetlands loss alone
80%
drop in Florida's domestic net migration from pandemic peak
41
states with 50%+ average flood insurance premium increases
$153K
wealth gap: Black survivors lose $27K, white survivors gain $126K post-disaster
Featured
Isle de Jean Charles: the first American climate refugees are still paying for the promise of relocation
Relocated residents now pay $4,078/year in insurance. The federal program meant to save them created a new kind of precarity.
Q4: Managed Retreat →
